Darryl Toney

Loan Factory, Inc

Phone: (773) 531-2763

Licensed state: Illinois, Texas

https://www.loanfactory.com/darryltoney

About me

Darryl Toney is a highly experienced mortgage professional with nearly 20 years of expertise in both real estate and mortgage lending. Darryl has earned a reputation for his professionalism, work ethic, and unwavering commitment to educating clients throughout the homebuying process. He holds a B.A. in Finance from the University of Illinois at Urbana-Champaign and brings a strong financial and analytical foundation to every transaction, thanks to his background in accounting at The Northern Trust Company. 


Darryl’s extensive experience in real estate, ranging from residential to multi-unit and commercial properties, has uniquely positioned him as an exceptionally competent and effective mortgage professional. His deep understanding of the property market and the homebuying process from both sides allows him to offer clients invaluable insights, helping them make informed, strategic decisions. This holistic approach sets him apart in the mortgage industry, enabling him to guide his clients with clarity and confidence from pre-approval to closing. 

During his tenure as a loan officer at the Neighborhood Assistance Corporation of America (NACA), Darryl advocated for clients during the Great Recession, leading educational workshops and navigating challenging financial situations. His dedication to economic justice and community advocacy has been a defining feature of his career. Now, as a senior loan officer, Darryl leverages his well-rounded expertise to provide personalized mortgage solutions tailored to each client’s unique financial goals. 

Whether you are a first-time homebuyer, an experienced investor, or looking to refinance, Darryl is committed to helping you achieve your homeownership goals with confidence and clarity. His dedication to ensuring that every client feels empowered and informed is at the core of his approach, making him the ideal partner for your mortgage financing needs. 


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